Resources
Guides, organized by program.
Written from inside the placement process. Browse by the program that matches your situation.
Wildfire HO
See the program →For: California homeowners relying on the FAIR Plan
How the California FAIR Plan Is Holding Up on the LA Fire Claims
The California FAIR Plan took its biggest hit ever from the 2025 LA fires. How it's paying claims, the money keeping it afloat, and what it means for you.
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For: CA homeowners with a non-renewal letter
What to do if your insurer dropped you
A 60-day playbook for California homeowners facing a non-renewal: what the letter means, what to gather, who to call, and the mistakes to avoid.
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For: Homeowners weighing the trade-offs
FAIR Plan vs. private coverage
What the California FAIR Plan actually covers, how DIC wraps stack on top, and when each path makes practical sense for your home.
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For: Homeowners checking their risk
Is my home in a fire zone?
How insurers actually classify wildfire risk, where to check your property, and what hardening earns you back in eligibility.
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